Buying a home is often the biggest financial investment you will ever make. It is important you have confidence in the solicitor you have chosen to deal with your transaction. Morison and Smith Solicitors manage the entire legal process on your behalf and keep you fully updated enabling you to concentrate on moving your family and belongings.
At the outset we shall explain to you the procedures and costs involved. (Please note that we do not charge for submitting offers.)
We will be happy to offer advice and help guide you throughout the buying process ensuring that your purchase completes as smoothly and quickly as possible from:
Morison and Smith Solicitors will happily assist you with the sale of your house. We are on hand to guide you throughout the selling process - from taking your instructions on any offer, concluding missives up to completion. We shall ensure that your sale completes as smoothly as possible from:
Preparing for Sale: We contact your mortgage lenders after you supply us with a note of their name and address and your mortgage account number to enable us to have your titles in preparation for the conveyancing. We review your Home Information Pack.
Alterations: We check with you that all necessary local authority consents are available, or advise you what to do if they are not to ensure the sale of your house is not delayed.
Offer: When offers are received we explain their legal effect. When an acceptable offer is received we issue a qualified acceptance i,e, we accept some of the conditions of the formal offer to purchase, delete some and qualify others.
Missives: We ensure that a binding contract is concluded and that your interests are protected. We provide you with a copy and explain the contract to you.
Title Matters: We forward everything necessary to liaise with the purchasing solicitors so that they deliver to us for your signature the transfer of title document in favour of the buyer. We will order the necessary searches and reports which shall have to be provided to the purchasing solicitors.
Title Deeds: We ensure that the title transfer document ‘the Disposition' is correct prior to being signed by you. We shall also arrange for your mortgage to be discharged/removed from the Land Registers record.
Settlement: We arrange with you the placement of the keys on the sale date so that we can receive the sale price. Never hand over keys to a buyer unless you have checked with us that we have received the sale price on your behalf
Accounting: We shall provide you with a clear statement of all monies received and paid out on your behalf including all charges made by this firm. We shall arrange payment of your estate agency bill, pay off your mortgage and pay any outstanding factors bill before remitting the balance to you.
Unsure what to do if you are in the fortunate position to have paid off your mortgage? Contact us and Morison and Smith will happily assist in the legal discharge (removal) of your security from the Land Register. We are also able to offer storage of your deeds thereafter in our storage facility free of charge.
Are you looking to remortgage your home? Rather than move home you may decide to extend or renovate your property or increase your borrowings. Morison and Smith Solicitors can assist in the transfer of your existing mortgage from your current lender to your new lender with minimum fuss and all necessary speed.
If you wish to let a property you own to a tenant Morison and Smith Solicitors can ensure a Provate Residential Tenacy Agreement is put in place to protect your interest. The Private Housing (Tenancies) (Scotland) Act 2016 came into force on 1st December 2017 and brought with it the new Private Residential Tenancy. We are able to provide information on landlord registration. It is an offence for a person to let out a house subject to a lease agreement whilst unregistered with the relevant local authority.
As a potential landlord, there are a number of significate changes of which you should be aware (please note, this list is not exhaustive):
There are no more pre-tenancy notices, such as the AT5;
In addition there are a number of additional obligations placed on the tenant (again, this list is not exhaustive):
Morison and Smith Solicitors have experience of pursuing actions for recovery of possession (eviction) and for payment of rent due on behalf of a range of clients, including local authorities, registered social landlords and private landlords.
Our Lawyers can advise you on the statutory pre action requirements and prepare and serve the various notices which require to be served prior to raising court proceedings, including notices of proceedings, notices to quit and notices of irritancy.
In the event that court proceedings are necessary (you will need to raise proceedings and secure a court judgement to evict someone from your property if they refuse to leave) we will take action as soon as possible after your instruction to us to proceed and we will always keep you up to date with the progress of the action.